UnityFinance is an international payment service provider that helps businesses accept online payments from around the world.
Today, UnityFinance is: — Access to contributors from more than 150 countries worldwide — Access to over 100 payment methods, including bank cards, e-wallets, cryptocurrencies, and local payment methods.
Working at UnityFinance is an opportunity to be part of a dynamic international team focused on innovation in the fintech industry. Employees get access to advanced technologies, solving problems on a global scale. The company values professionalism, initiative and desire for development, providing resources for training and career development.
We are looking for a Anti-Fraud Team Lead to join our team. Office: Kyiv / Warsaw
Role Overview The primary objective of the role is to minimize financial losses, optimize fraud prevention processes, and establish an effective monitoring team while maintaining the ideal balance between security and a seamless customer experience.
Responsibilities
Fraud Monitoring & Team Leadership — Continuously monitor transaction activity to identify suspicious patterns and potential fraud. — Coordinate, mentor, and oversee the performance of the Fraud Prevention and Dispute Management teams.
Anti-Fraud System Development & Support — Define technical requirements and tasks for developers related to anti-fraud system enhancements and fixes. — Manage user access rights and permissions. — Perform QA testing of anti-fraud solutions. — Drive the strategic development and continuous improvement of fraud prevention products and processes.
Operational Risk Management — Make timely decisions and respond effectively during large-scale fraud attacks. — Adjust monitoring rules and risk controls in real time based on emerging threats and business needs.
Limits & List Management — Configure geo-restrictions for merchants. — Maintain and update blacklists and whitelists. — Configure, monitor, and optimize transaction limits and risk thresholds.
Dispute & Chargeback Management — Oversee dispute and chargeback operations. — Monitor workload distribution and process efficiency within the disputes team.
Cross-System Integration — Establish and optimize integrations between anti-fraud systems, internal company services, and external payment solutions.
Consulting & Partner Management — Provide expert guidance to merchants, clients, and acquiring banks on anti-fraud operations, payment security, and AML-related matters.
Research & Competitive Analysis — Conduct research and testing of partner and competitor websites to identify potential compliance issues, fraud risks, and industry best practices.
Analytics & Risk Reporting — Prepare fraud risk reports for financial institutions, banking partners, and senior management. — Monitor and analyze key performance indicators, including Fraud Rate and Chargeback Rate.
Requirements
3+ years of experience in FinTech, E-commerce, Payment Processing, or Banking. 2+ years of leadership experience in a Team Lead or Manager role. Strong understanding of chargeback procedures and card scheme monitoring programs. Hands-on experience with anti-fraud systems and transaction monitoring tools. Strong analytical mindset with the ability to work with large datasets and identify trends, patterns, and anomalies. English proficiency at B1 level or higher, sufficient for working with card scheme regulations and communicating with international partners.
Nice to Have
Experience managing and developing anti-fraud systems. Experience preparing for and participating in Visa, Mastercard, and regulatory audits. Experience handling non-compliance cases and penalties imposed by card schemes. Understanding of European AML regulations and experience building compliance processes from scratch. Experience working with high-risk industries and merchants.
Tools & Technologies: SQL, Jira, Confluence, Kibana, Google BigQuery (GBQ), Tableau. Internal risk management and monitoring systems (Anti-Fraud Platform, Limit Management Services, etc.)
What We Offer: Gold Stash: Competitive salary to fuel your journey. Rest Bonus: 24 days of paid vacation. ️ Support Shield: Partial tax + ZUS coverage. ️ Energy Refill: Corporate meal compensation. ️ Parking Perk: Parking costs covered. Team Loot: Corporate events + exclusive merch. ⚽ Squad Goal: Join our corporate football team. Bonding Boost: Team-building adventures. HQ Upgrade: Modern office. Benefits café (to choose): — English course compensation. — ️ Sports activity support. — Training budget. — Medical insurance coverage.
Work with international markets and real career growth.
