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Описание: |
TodaPay is an international fintech company in digital payments and financial infrastructure across multiple jurisdictions. We support high-growth payment operations with multi-currency transactions, crypto payments, and complex corporate structures.
Reconciliation Specialist will be supporting daily and monthly reconciliation processes across acquiring and payout operations within a crypto-fiat payment processing environment. The role is required to strengthen financial control, improve reconciliation accuracy, reduce operational risks, and ensure timely financial reporting for merchants, providers, Treasury, KAM, Business
Development, and management teams.
The Reconciliation Specialist will be responsible for performing reconciliation of transaction data, settlement calculations, provider reports, merchant balances, fees, rolling reserves, refunds, chargebacks, and payouts. The employee will work closely with Finance, Treasury, KAM, Business Development, and Operations teams to ensure accurate financial data and stable financial flows between payment providers, merchants, and internal systems.
Key Responsibilities:
* Reconcile acquiring and payout flows, including turnover, fees, settlements, refunds, chargebacks, and rolling reserves.
* Compare provider reports with internal system data and identify discrepancies.
* Investigate and resolve reconciliation differences with relevant teams.
* Support settlement calculations and verify payable amounts based on commercial terms, fees, FX rates, and settlement periods.
* Monitor merchant and provider balances, settlements, payouts, deductions, and adjustments.
* Track rolling reserve accruals, releases, adjustments, crypto conversions, and wallet transfers when applicable.
* Prepare financial data for monthly and annual merchant reports.
* Support Treasury by validating provider balances and settlement schedules.
* Provide financial data, margin calculations, fee checks, and ad hoc reports for KAM, Business Development, and management.
* Maintain clear documentation of reconciliation logic, workflows, data sources, and recurring issues.
* Support process improvement and automation initiatives for reconciliation files, reports, and calculation templates.
Requirements:
* Experience in fintech, payment processing, acquiring, e-commerce, or crypto payments preferred.
* 3+ years of experience in financial reconciliation, settlement operations, payment operations, treasury support, accounting, or finance operations.
* Understanding of transaction flows, settlements, fees, refunds, chargebacks, balances, and rolling reserves.
* Strong Excel / Google Sheets skills, including formulas, pivot tables, lookups, and reconciliation files.
* Ability to work with large datasets and identify discrepancies.
* Experience with multi-currency transactions and FX calculations.
* High attention to detail, numerical accuracy, analytical thinking, and structured task management.
* Good communication skills and ability to collaborate with Finance, Treasury, KAM, Business Development, and Operations teams.
* Experience with Corefy or similar processing platforms, BI tools, APIs, or automated reporting tools is an advantage.
* Strong practical Excel / Google Sheets skills and ability to pass a reconciliation test.
* Ability to explain discrepancies clearly and propose resolution steps.
* Understanding of payment settlement logic, fees, reserves, refunds, chargebacks, and FX impact.
* Accuracy, responsibility, and ability to handle repetitive but high-risk financial tasks.
* Comfortable working in a fast-paced fintech environment with urgent operational requests.
We offer
* Opportunity to work in a fast-growing international fintech company
* Professional growth opportunities alongside with company
* 24 paid vacation days per year and 5 paid sick leave days per year
* 10 Public holidays days
* An opportunity to work full remote or hybrid flexibility
* Collaborative and friendly team
* Professional education budget after 6 months working in the company
* Birthday gift bonus for all our employees
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